Mortgage calculator

Fast, accurate mortgage estimates with escrow, PMI, payoff date, and amortization schedule.

Home price ($)

Down payment ($)

Interest rate (APR %)

Loan term (years)

Property tax rate (% of value, annual)

Homeowners insurance ($/yr)

HOA dues ($/mo)

PMI rate (%/yr, if LTV > 80%)

Extra principal ($/mo)

Start date

Uses a standard fixed-rate mortgage formula. Escrow includes estimated property taxes, insurance, and HOA. PMI is applied only while loan-to-value (LTV) exceeds 80%.

Monthly P&I

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Escrow (tax + ins + HOA)

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Total monthly (first month)

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Estimated payoff date

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Loan overview

Loan amount: —

Interest rate: —

Term: —

Property tax (est.): —

Insurance (est.): —

HOA: —

Extra principal: —

Totals

Total payments: —

Total interest: —

PMI paid: —

Escrow paid: —

Amortization schedule (first to last payment)

Month	Payment	Principal	Interest	PMI	Escrow	Balance

This tool is for educational estimates only and does not constitute financial advice or a loan offer.